Ahuja "Utsav" - Bhiwandi, Thane - Township of 1, 2 BHK Modern Homes starts @ 35 lacs* onwards

For over three decades, we at the Ahuja Constructions have proudly been punctuating the Mumbai skyline with our homes. Leveraging our formidable experience, expertise and technology, we are introducing the urban resident to the art of extra ordinary living. While our projects go by different names, the one thing that remains consistent is the name on the marquee and the promise of a lifestyle that comes with it. Every space created over the years has involved meticulous planning and careful detailing. 

Passionately seeking to adapt a distinctive approach, to everything we do, has made us what we are today. Till date, we have developed 43 projects amounting to 2.53 million sq ft and around 2,760 units spanning the belts of Bandra to Borivali, Chembur to Mulund and Navi Mumbai. Going forward, the projects that are in the offering in various locations of Mumbai Metropolitan Region like Worli, Bandra, Khar, Oshiwara (Lokhandwala ext), Malad and Ambernath, total up to approximately 3.07 million sq.ft translating to an additional 4850 units. This would be further augmented to ensure a pipeline of 10 million sq.ft at any given point in time. 

Our diverse portfolio of projects encompasses Greenfield, Society Redevelopment, Joint Venture as well as SRA developments, catering to the Super Luxury, Luxury and MIG segments.

Key Attributes:

·         Connectivity

·         Connectivity….

·         Connectivity……. !!!

·         Largest living Room in the Micromarket.

·         Greenery

·         Homes which Breathe- C Shaped structure gives unique wind circulation and also provides external amenities which are usable Throughout the day for Senior Citizens and Children.

·         Square Shaped Vaastu Compliant structure.

·         All apartments have a view of the Courtyard-packed with amenities.

·         It is a Township and Not a Housing Complex- with School, Commercial & Temple.

·         12 storeyed Buildings.

·         All projects have Landscaping- this is the Only one with Landscape & Streetscape- by TAIB Studio, Malaysia.

·         2 Clubhouses- Ensures delivery of One Clubhouse delivery by the time 1^st resident shifts in..

·         Clean, Contemporary Design- nuances picked up from heritage structures of Mumbai- buildings like NCPA>

·         Every apartment has 2 toilets – including One BHK’s !

·         All flats have Jodi Options.

·         Timely delivery promise of Brand Ahuja.

1 BHK - 750 Sq ft 

2 BHK - 1150 Sq ft 

Budget starts @ 35 Lacs* onwards

For More details :-

http://indiapropertycart.com/property/thane/bhivandi/ahuja-constructions/ahuja-utsav/

Call - 86 00 55 1112

IndiaPropertyCart presents “मांगल्य गृह उत्सव २०१५” Baramati Dist - Pune .. In line with Krushik - India's Biggest Live Demos Agriculture Expo

पुण्यात  घर .. प्रश्न  फार ?.. 

सोयीस्कर  आणि  योग्य  ? मिळेल  का घर ?

              

               आप्पासाहेब पवार सभागृह , मालेगाव रोड , बारामती 

  Appasaheb Pawar Auditorium, near Krishi Vidyan Kendra,

Malegaon Road, BARAMATI

         

              पर्याय  भरपूर                           !!                    ऑफ़र्स  पुरेपूर 

 Variety to choose from Homes                              DISCOUNT/SAVING

     At Pune, Mumbai, Thane                             तुम्हाला पटेल  आणि  आम्हाला परवडेल 

                                                                         एवढ्या लिमीट पर्यंत अगदी खात्रीशीर

                         (Offers vary from builder to builder & project to project)

Please consider this as invitation and grace us with your presence at Event 

For More details visit : www.indiapropertycart.com or www.magalyagruhustav.com

Contact : 86000 22338 or 8600044531

Mantra Insignia - Keshavnagar, Kharadi Annexe, Pune 1,2,3 BHK Royal Homes starts @ 24 Lac onwards

Mantra Group - One of the top brands in Budget Homes is coming up with their prestigious project at one of the strategic location Keshavnagar, Kharadi Annexe, Pune 1,2,3 BHK Modern Homes, Commercial & Retail Spaces - Shops & Showrooms.

About Group :

Since 2007, Mantra Properties has been engaged in land acquisition and development, as well as infrastructure-related construction. An in-house team of experts drawn from various disciplines: engineering, construction, management and consultancy ensure professional and timely execution of every project.

Location Advantages : 

EON IT Park - 15 Mins
Amanora Town Center - 15 Mins

ATM, Hospitals, Marketplace - 10 mins

Columbia Asia Hospital - 15 Mins

Pune Railway Station - 20 Mins 

Magarpatta IT Park - 15 Mins 
Pune Solapur Highway - 10 Mins

Project Features :
- Mini Township with all Plush Amenities 

1 BHK - 600-700 Sq ft 

1.5 BHK - 700 -800 Sq ft 

2 BHK - 800 - 1050 Sq ft 
3 BHK - 1100 - 1300 Sq ft 

Budget Starting from 32 Lacs* onwards 

Commercial Spaces/Shops also available.

For More Information & Features Click on below link :

http://indiapropertycart.com/property/pune/keshav-nagar/mantra/mantra-insignia/

Nereby Development/Convenience :

Bridge connecting Keshavnagar with Kharadi

Columbia Asia Hospital

Victorious Kidss Educare School 

Amanora Town Center Mall

                                     

Ahuja Constructions O2 - Upcoming Launch Sion, Chunabhatti (E), Mumbai - 2, 2.5 & 3 BHK Starts at Apprx 1.6 cr

Ahuja Constructions O2  - New Launch, Swadeshi Mill Compound, Sion, Chunabhatti (E), Mumbai - - Lion of Sion

Ahuja Group :

Till date, group has developed 43 projects amounting to 2.53 million sq ft and around 2,760 units spanning the belts of Bandra to Borivali, Chembur to Mulund and Navi Mumbai.

Going forward, the projects that are in the offering in various locations of Mumbai Metropolitan Regoin like Worli, Bandra, Khar, Lokhandwala (ext.), Malad and Ambernath, total upto approximately 3.07 million sq.ft translating to an additional 4850 units. This would be further augmented to ensure a pipeline of 10 million sq.ft at any given point in time.

O2 - New Launch @ Sion, Chunabhatti (E), Mumbai 

- Project Area - 2.5 Acres
- G+19 Storey Towers comprising 6 Wings
- 2,2.5, 3 Bed Residences
- Green Wall on Podium

Location Says it all 

- Good connectivity Central Suburbs through Eastern Expressway

- Good Connectivity Western Suburbs through Western Expressway

- Good Connectivity to South Mumbai Eastern Freeway

Project Information  :

- 6 Towers with G+18 Storey

- Class of Specifications & Amenities 

Type pf Apartments :

2 BHK - 1045 Sq ft 

2.5 BHK - 1295 Sq ft 

3 BHK - 1600 Sq ft 

Rate - 13999/- per sq ft 

Pricing starts at  - 1.6cr* - 2.4 Cr*

For more derails #PreMarket opportunity 

Call - 86 00 55 1112 

#gDg - Genuine Deal Guaranteed 

Or click on below link 

ahujao2sion.indiapropertycart.com

http://indiapropertycart.com/property/mumbai/sion/ahuja-constructions/ahuja-o2/

Cheaper homes soon a reality as ICICI joins SBI, HDFC in cutting rates

Real estate industry has been hobbled for the past few years with poor demand due to unaffordable prices of property which in some cases have climbed 10-fold in a matter of decade
Atmadip Ray  |  07 October 2015, 8:00 AM IST ETRealty.com

anks was just the spark that the real estate market was waiting for. With home loan interest rates on a downward swing, realtors are cheering the actions of lenders such as State Bank of India, Housing Development Finance Co and ICICI Bank which have shed their reluctance in passing on the Reserve Bank of India's past rate cuts.

The rate reductions varying between 15 and 35 basis points across the banking industry can fuel the demand which is already being stoked by the government's programmes such as Smart Cities, Affordable Housing and Digital India with a focus on reducing the inflows into cities which are bursting at the seams. A basis point is 0.01 per centage point.

State Bank of India is now offering home loans at 9.55 per cent, while HDFC, which cut its lending rate on Monday, is offering them at 9.65 per cent a year. Women borrowers get loans at 5 bps lower rate. ICICI BankBSE 0.82 % also followed its peers and lowered lending rates on Tuesday to 9.65 per cent a year for loans up to Rs 5 crore for salaried professionals; for women borrowers, loans will be 5 bps cheaper.

"This has been the trigger the market was eagerly waiting for. We have already started seeing fresh interest from buyers," said Sandeep Ahuja, chief executive of Mumbai-based Richa Realtors. "Many realtors in Mumbai have now started rationalizing prices. Companies which understand the right price and right location will see growth momentum.''

Real estate industry has been hobbled for the past few years with poor demand due to unaffordable prices of property which in some cases have climbed 10-fold in a matter of decade. Also, the Reserve Bank of India's high rate policy to counter inflation prevented buyers. Now, with it cutting policy rates by 50 basis points last month, taking the total to 125 basis points, the market is looking up.

"The various measures taken by the government like Smart City, Digital India, Housing for All along with revival in investment and consumption demand is going to create a favourable platform for the real estate sector to grow rapidly," said Corporation Bank chairman and managing director SR Bansal.

Prior to this, the mood in the industry was quite despondent. While the sales volume dropped by 19% during H1 2015 compared to H1 2014, new launches fell by a whopping 45% during the same period, real estate consultants Knight Frank said in a report on India real estate covering January to June 2015.

Demand for both office and retail spaces is likely to zoom going forward since an improved economic growth would boost net hiring by IT/ITeS and banking financial services insurance sectors. Prime Minister's smart city plan is expected contribute to the growth momentum.

Real estate sector contributes 6-7% to GDP and any movement is going to help the entire economy especially the cement, iron and steel sectors and the job market.

The affordable housing segment is also expected to see more traction since the central bank has reduced risk weightage on it, which means lenders would need to keep aside less capital. That improves profitability. India has a 19 million deficit of dwelling units with almost 95% of the gap accounts for the affordable housing space.

"The government's Housing for All policy and interest subvention scheme are going to create fresh demand. The government has also raised the threshold annual income level for the economy weaker segment and lower income group, making the policy more inclusive," said Sriram Mahadevan at Mahindra Lifespace Developers.

"The central government and the state governments should now work together to meet the gap. Establishment of mass and rapid transport system would be a key to the growth of the affordable housing segment," Sriram . Half of India's population stays out of the cities.

"There has been a long-pending and large demand for housing, given massive the shortage of dwelling units. The lowering of rates would certainly help borrowers get the finance," said Arun Kaul, who has retired as Uco Bank's chairman and managing director in August.

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Mantra City 360 - near Pune Mumbai Highway, Talegaon, Pune

Mantra Group - One of the top brands in Budget Homes is coming up with their prestigious project at one of the strategic location Talegoan near Pune Mumbai Highway. 

About Group :

Since 2007, Mantra Properties has been engaged in land acquisition and development, as well as infrastructure-related construction. An in-house team of experts drawn from various disciplines: engineering, construction, management and consultancy ensure professional and timely execution of every project.

Location Advantages : 

Talegaon Railway Station - 10 Mins

ATM, Hospitals, Marketplace - 5 mins

Heritage International School/D Y Patil college - 15 mins

Pune Mumbai Highway - 15 Mins

Pune Mumbai Expressway - 20 Mins 

Hinjewadi IT Park - 20 Mins 

Project Features :

- Mini Township with all Plush Amenities and Its Own Marketplace within the Campus

1 BHK - 555 & 562 Sq ft 

1.5 BHK - 673 Sq ft 

2 BHK - 770 & 869 Sq ft 

Budget Starting from 21.16 Lacs onwards 

For More details check : http://indiapropertycart.com/property/pune/talegaon/mantra/mantra-city-360/

Lodha Codename Epic - - Biggest Pre Launch of the Year in India's first Smart City - Palava - 1,2,3 BHK Starts @ 39 Lacs*

Lodha Codename Epic - Biggest Pre Launch of the Year in India's first Smart City - Palava - 1,2,3 BHK Starts @ 39 Lacs*

- Fully Air Conditioned 1,2,3 BHK Homes
- Select Homes offering Sun Decks & French Windows
- Imported Marbital Flooring in Living, Dining & Passage area
- Kitchen with high grade Granite Paltfom and Vitrified Tiling


Location Advantage :
- Codename Epic is located just next to the Taloja Bypass Road, connecting Business Districts of Taloja, With Kharghar on One Side and Thane, Kalyan and Dombivali on other side
- Less than an hour from South Mumbai (via Eastern Freeway)
- 20 Mins from Mumbai's main Port - JNPT
- Well Connected by Rail . Nereby Stations include Dombivali, Vashi and Diva

For More details click on following link :

http://indiapropertycart.com/property/mumbai/dombivali/lodha/lodha-palava-codename-epic/

Click here for Video Presentation :

RBI move positive for low-cost housing: V Raghu, Repco Home Finance "This is a very good move by the RBI. It is a surprise move also to announce that they will reduce the risk weights."

RBI move positive for low-cost housing: V Raghu, Repco Home Finance

"This is a very good move by the RBI. It is a surprise move also to announce that they will reduce the risk weights."ET Now  |  30 September 2015, 5:30 PM ISTIn an interview with ET Now, V Raghu, ED, Repco Home Finance, shares his views on the recent rate cut by Reserve Bank of India. Excerpts:
ET Now: Now RBI has proposed to reduce risk weights for individual housing loans and these are applicable to lower value, but well collateralised housing loans as well. How positive is this for housing finance companies like yours?

V Raghu: Well this move is definitely a positive move as far as the low-cost housing units are concerned. Since we have sizable exposure in the rural and semi-urban areas, this will have big benefit to us on the capital which can be passed on to borrower.

This is a very good move by the RBI. It is a surprise move also to announce that they will reduce the risk weights for low-cost housing.

ET Now: What is your average ticket size, and by how much will your capital requirement and yields come down because of the reduction in weights?

V Raghu: Well average ticket size has been around 12 lakhs of rupees as of the end of the March 2015, probably it will remain on that zone more or less during the current year also, we expect that and since we already have a comfortable capital adequacy ratio and without doing the proper calculation, the numbers, I do not think I will be in a position to give you exactly how much benefit we get on the capital or how much hit we will take on the spreads. It will be too early probably to judge that.

ET Now: Let us understand the implications of a 50 bps rate cut in terms of demand. Do you think such a sharp rate cut and transmission of this could have a huge impact on the housing demand? Do you think the home loan buyers are sensitive to 50 bps, 75 bps, are they that sensitive?

V Raghu: Well the low-income households are interest rate sensitive, is felt there and normally during a festive season the demand for housing loans picks up, and with this reduction in 50 bps at one go, we expect the demand to pickup during the festive season now.

ET Now: My next question is that now that directionally interest rates are headed lower and interest rates will only come down, banks will find it cheaper and easier to borrow from the wholesale market, which means they will be in a position to offer competitive rates, better rates, that could be business loss for you.

V Raghu: No I do not expect it to be business loss because we have separate target group of funding. Even if they are going to lend, the problem is that for the small ticket size loans for the banks, it will add to the cost of operations. Already with the pressure on the spread, how much of that will get realised into the real estate loan, banks also should feel comfortable in bulk lending to the housing finance companies and to that extent, we feel that the competition may not be there but yes competition is expected to some extent.

ET Now: I wanted a sense from you, how much of your existing portfolio would be loaned out on the fixed loan basis? Because with the kind of rate cut trajectory that we are in and the way the rates have come off yesterday, and probably going ahead as well, all of this would ideally lead to substantial margin expansion for you as a company.

V Raghu: All my loans are floating rate loans. All the housing loans are all on floating rates. So the borrowers also will expect some reduction in the rates. It will depend on how much reduction we are going to have on our cost of funds, and how much of it we like to pass it on to the borrowers.

Probably we will take a call on that. Once we have a clear picture from all the banks from whom we borrow the money, when they do their interest rate transmission, we will have a clear picture on that.

ET Now: But in the short term, while you migrate from higher loan trajectory to a lower loan trajectory, can that impact your NIMs? Because you have to pass on the benefits immediately to customers or to borrowers and by the time your yield curve will normalise, it could take maybe quarter, it could take more than a quarter.

V Raghu: That is why I said the NIM and all will have a lagged effect, and we expect probably since there is reduction in the cost of funds, which is getting passed on to that, the current NIM levels should be maintained.

ET Now: A lot of people are now believing that property prices too have come off substantially and will probably stabilise, or probably move up from these levels and starting this festive season the demand at large for housing will come back with a vigour, you obviously have a lot of experience with regards to this because you are on the premier housing loan companies, what are your thoughts really and do you think business at large moving up over the course of the next two or three quarters?

V Raghu: Well, usually the second half of the year, now we have almost come to the end of the first half of the year, second half of the year always see a larger growth than the first half and with all these reduction and the property prices stabilising, we expect the demand to be more during the second half the current year when compared to the previous years.
































































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